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  • Listening to: Qurupeco HONK!
  • Reading: Dynamik flux equations (Lv2).
  • Watching: Odd anomaly in bathroom. I flush now.
  • Playing: Monster Hunter Unite
  • Eating: A Crab
  • Drinking: Green Tea (thankyou Kreepingspawn)
I don't believe it...I get paid tomorrow and already I've lost FORTY POUNDS to bloody charges. This is so unfair, since that's my entire shopping budget gone! {8>{ Can anybody help? I have some art for sale still: [link] and also lots of stuff at Etsy, including some new Morpho pendants for £6 each: [link]

Also some special offers for this week, only for DA peeps! [link]

I HATE bank charges. They make you buy something that isn't even there! It was one of those returned DD charges. Since I live hand-to-mouth, and only get fifty quid per week to pay for everything, there's never enough to pay everybody. This time it was the water bill that bounced. {X>{ Any help is mega appreciated, doughnations can be sent to: raven8dragon@yahoo.co.uk at my paypal, cookies and cups of tea are also accepted. {X>B Thank you everybody for your patient audience! Have a loafly day,
-Your Gadroon x

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February 4
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:iconmamalucia:
*MamaLucia Feb 8, 2013  Hobbyist Artisan Crafter
It will take me a couple of weeks, but I'll try ... :(
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:iconevilsangel:
Sent some, hope it helps.
Reply
:iconbadhead-gadroon:
*Badhead-Gadroon Feb 7, 2013  Professional Traditional Artist
Bless you...you just fixed ALL my problems in one go! {8>O *megahyperhuggywoo* :heart:
Reply
:iconevilsangel:
Glad I could help hun. I've been wanting to try and help you for a while but I just couldn't. However I finally got a new job myself so we're doing okay enough to where I could finally help.
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:iconevilsangel:
I just realized I sent it in the wrong currency.... lol
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:iconkreepingspawn:
=KreepingSpawn Feb 4, 2013  Professional Digital Artist
>;[ Not fair indeed! :shakefist:


Is this bank the only one you can work with? Do they have the lowest fees of all your local banks? Do they have a financial advisor you could work with to try to prevent this from happening in the future?
Reply
:iconbadhead-gadroon:
*Badhead-Gadroon Feb 6, 2013  Professional Traditional Artist
Yup, the only one. Tried ALL the rest, this is the last one, and I can't leave, since I have to have a bank account by law to recieve my benefits. Also went through the whole debt thing with the CAB and got blacklisted for credit and stoofs..so I have a financial advisor out there. It's a simple case of just not having enough income. I get fifty pounds per week, paid every two weeks. My internet bill is £40 a month, water £30 a month, debts have to be paid off too at £15 per month each item (got four of those),electricty is £25 and gas....well, I can't afford to wash or cook. Also need £10 travel expenses because of the stupid Seetec and jobcentre stuff they force me to do. {X>D Shopping ends up being tiny at £25-£35 for each two weeks or whatever I can squeeze in...grand total is more than I get paid. {X>O
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:iconkreepingspawn:
=KreepingSpawn Feb 6, 2013  Professional Digital Artist
;[ There's got to be something. Any chance to combine your 4 debts into a single, more reasonable, monthly payment? I'm sure your advisor has been over everything, if he/she's worth anything. I just hate seeing you struggle so!! :(

I just checked out Seetec's website... they say they will help with travel expenses to interviews and such like. Have you found this not to be the case? Or have you already tapped that benefit? Or does it simply not apply to travel to their training loacations [stupid!]?
Also... self-employemnt support: [link]
Definitely worth investigating, even if it turns out not to be the best course. :nod:
Reply
:iconbadhead-gadroon:
*Badhead-Gadroon Feb 7, 2013  Professional Traditional Artist
I've done all that my advisor said, once the contracts are signed then it stays like that for a whole year..I'll get asked to pay more when the year is up. {X>D Seetec...not as good as it sounds. You only get refunded AFTER you pay for your travel, so if you don't have twenty five quid to take the train to some warehouse in Hammersmith for an interview then they strike you off benefits for six months. Lovely, aren't they? Also, they only refund travel expenses once every two weeks if you are forced to do 'work experience' which is unpaid full time labour. Another wonderful thing about being unemployed. Blegh...it'll be my turn soon. {8>{ It never used to be like this for the unemployed, lately they've gotten very cruel and even strike people off for not attending interviews that nobody told them they had (heard about this happening a lot, my poor sister was a victim of the system). It's just as much a struggle staying relatively cheerful as it is making ends meet moneywise. Seetec also make me do five bloody online courses about the care industry which I don't have any interest in, I am forced to go to the centre every week and sit the for three hours jobsearching while being logged and checked...then there's jobcentre itself. They make me do ten jobseeking things each week or I lose my silly fifty quid pay. {8>/ Maybe those who are reading this are beginning to see why struggling with commissions became too much for me? {X>3 *le sigh*..on toppa that I gots flu. {8>{ *wheeeeze* Thankyou for caring about me, Kreeping- I really appreciate your company! :iconhugplz:
Reply
:iconkreepingspawn:
=KreepingSpawn Feb 7, 2013  Professional Digital Artist
:cling:
I just wish there was something concrete I could do, set something in motion to get you out of this ugly pattern.
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